theft can happen anywhere, at any time. You can enjoy your day, then go on to reach for your wallet to make a purchase and realize that's just been stolen. Once you've made absolutely sure that it is not wrong, what do you do?
Losing money is not so difficult and frustrating as the loss of debit, credit card or social security not to mention your driver's license, checkbook, membership cards and / or work ID. Here's what you do:
File a police report.
First retrace his steps and recall as many details as you can about the event in your mind. Then, call the non-emergency police number near your wallet stolen and ask for guidance. Unless you have been physically injured, and that it is best not to call 911, even better, visit the local police department and tell them you want to file a police report. When you are finished remember to ask for a copy, it will be very important when trying to replace all your other items. After a number of reports will also allow you to drive without a license for a time. If you are abroad, contact the U.S. Embassy.
replacement credit cards.
Do not wait to take care of this as soon as possible. Make sure that anyone who raises your wallet had not decided to go on shopping spree at your expense. Calling card companies will shut down your current card, you are responsible for the new purchase is made and allow the credit card company to issue you a new card. These are phone numbers for top 3 credit card issuer should you need to log in the stolen cards: American Express (800) 992-3404, Equifax (800) 622-7747 or (800) 627-8372, Visa (800) 847-2911.
Exchange debit cards and checkbooks.
Call your bank immediately and ask for loss prevention. Emergency numbers should be placed on your monthly statements, as well as online on the Bank's website. It is advisable to have your police report and picture ID or birth certificate, if you need to go to the bank closed, stop payment, or open another account.
replacement driver's license.
In most states all you need to do is take two forms of ID (preferably your social security card and birth certificate) to your local DMV office to apply for a duplicate license. In some cases, you will need your police report, pass an eye test, take a new photo and pay the fee. To state the situation requires just go to www.dmv.org , and then click on your state. You May even be able to apply for a duplicate online.
Changing your social security card.
contact the nearest Social Security office to apply for a replacement card for free. However, this will be your responsibility to monitor your credit reports to make sure not to fall victim of identity theft. Check your Social Security records by calling 1-800-772-1213 or visit www.ssa.gov / ssnumber for more information. The best preventive measure is not to carry your Social Security card in your wallet, unless you are applying for a job.
replacement membership card.
If you have lost a Sam's Club and Costco card or maybe a gym membership or a Blockbuster card, etc. In most cases, taking the police report and explain your situation will get a new card free of charge or for a nominal fee, provided that their membership is not already expired.
No one can predict, or be responsible for the actions of another. Prevention and personal preparedness can go a long way in making the dull, heart-breaking experience goes as smoothly as possible. In www.ou.edu / oupd / lostwallet.pdf you will find a lost / stolen wallet and Emergency Inventory list that you can print, fill out and keep in your home file.
So shake off the negativity, to regain their personal safety and return to the joy of living your life as soon as you can.
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